Items by kenyantykoon

Kenyantykoon's Blog

• WE ARE MOVING TO WORDPRESS.ORG

  Posted: March 6, 2010, 12:46 pm by kenyantykoon

  Finally it is time to move this blog from wordpress.com to wordpress.org. I am changing everything from the domain to the username the themes. Am talking the whole package. The website may be completely offline for a few days as the new changes take effect. The new domain will be lifedividend.biz and the spinoff will be ackertalk.biz [...]

• WHAT THE HECK IS DOLLAR COST AVERAGING??

  Posted: March 3, 2010, 9:23 am by kenyantykoon

  Many investors have heard of this investing strategy or have been practicing it unconsciously. This post serves to enligten investors and prospective investors on exactly what dollar cost averaging is and why value investors are so fixated on it. All investing formulas should be taken with a grain of salt and this is no different but [...]

• WHAT EXACTLY IS CAPITAL STOCK??

  Posted: March 1, 2010, 9:44 am by kenyantykoon

  I have come across this financial term many times when reading through investing books and various financial pages but have never really had a clear cut definition of what capital stock is. So after some research, this is what I came up with. To understand this very well we first have to briefly look at what [...]

• HOW TO BE VERY RICH

  Posted: February 26, 2010, 10:55 am by kenyantykoon

  Sometimes, i like doing the odd motivational post on long-term (financial) success. I have done it twice in secrets of the self-made millionaire and a post on whether being richer will make you happier So this post has a few ground rules that a person aspiring for a high net worth will want to remember. READ MORE…

• WHAT IS A REVERSE STOCK SPLIT?

  Posted: February 24, 2010, 5:50 pm by kenyantykoon

  The past two posts have been about what corporations do with their stocks. I have handled stock dividends, cash dividends and stock splits. the difference between stock dividends and cash dividends was handled on my other site (ACKERTALK.BIZ) and the difference between stock splits and stock dividends here. In this post we will deal with the opposite [...]

• the difference between stock dividends and stock splits

  Posted: February 23, 2010, 9:29 am by kenyantykoon

  In the previous article I differentiated between stock dividends and cash dividends and I think that the difference came out well In this post, I will differentiate between stock dividends and stock splits but since stock dividends were fully accounted for in the previous post, I will concentrate on stock splits. Basically stock splits basically increase the [...]

• the difference between stock dividends and stock splits

  Posted: February 22, 2010, 11:01 am by kenyantykoon

  I have been reading a lot about finance lately and i have come to notice that the corporations use these two things interchangeably. So this post is meant to enlighten the readers on the difference between cash dividends and stock dividends and in that you will come to understand why companies use them READ MORE…

• MARGIN OF SAFETY EXPLAINED

  Posted: February 8, 2010, 6:43 pm by kenyantykoon

  If you have read any books by any value investor or a blog written by a person more inclined towards fundamental investing, you may have heard this phrase “margin of safety”. So I decided to write up a post on this very important concept in fundamental investing. What is margin of safety? Since it is Benjamin Graham [...]

• 4 TIPS FOR VALUE INVESTORS

  Posted: February 4, 2010, 12:52 pm by kenyantykoon

  For reasons that are out of my control, i have not been able to post as regularly as i was last year but i am intent on reverting to my regularity very soon. It has been a long time since i linked to any article that i found too helpful for an finance reader interesting in [...]

• WARRANTS; PROS & CONS

  Posted: January 30, 2010, 9:07 am by kenyantykoon

  I have doing a series of posts about warrants the first handled what they were and the types available while the second  dealt in how they work. To gain a better understanding of these investments, i suggest that you first read through these linked (short) articles. This post will deal on the advantages and disadvantages of [...]

• HOW WARRANTS WORK

  Posted: January 29, 2010, 9:16 am by kenyantykoon

  The previous post was about warrants where I defined them and briefly explained the types of warrants commonly known[i suggest that you read this linked article first for better understanding] In this post I want to explain how they work in as simple a way that I can master In reading the previous post you will get [...]

• WARRANTS- DEFINITION AND TYPES

  Posted: January 25, 2010, 11:27 am by kenyantykoon

  I have been reading a lot of finance things in accordance with increasing my financial and investing knowledge and I came across this type of investment (if I may call it that since they offer no interest or dividend payments to the holder). So I decided to do a few shot posts in what they [...]

• LIQUID INVESTMENTS FOR VALUE INVESTORS

  Posted: January 14, 2010, 5:38 pm by kenyantykoon

  Some time back I did a post on money market funds and how they are used as alternatives to cash by investors- aggressive and conservative alike. They also come highly recommended by Benjamin Graham in the sixth edition of security analysis. He says that if an aggressive investor can see no investment that fits the [...]

• WEAPONS THAT HEDGE FUND MANAGERS USE

  Posted: January 6, 2010, 4:34 pm by kenyantykoon

  Some time ago, I did a post about hedge funds and why they are so attractive to the aggressive and conservative investor alike I happened to mention that there are some tricks that they use that most other investors cannot do because of the risk involved, equipment and expertise required or because they are just not [...]

• THE SIMPLICITY OF INDEX FUND INVESTING

  Posted: January 4, 2010, 3:34 pm by kenyantykoon

  I wrote about index funds some time back and since then I have come across more information about then so I thought that instead of re-editing the former one. I should just make another index fund post. Basically the index fund is a passive investment where the money that you as an investor puts in is [...]

• THE DIFFERENCE BETWEEN TAX AVOIDANCE AND TAX EVASION

  Posted: December 15, 2009, 11:06 am by kenyantykoon

  We have all heard of those stories about high fliers, CEOs and movie stars facing a very long time in prison because of failing to pay their taxes. Most of the time, it is normally tax evasion but there is a legal way of paying less taxes and it is called tax avoidance. This post [...]

• HOW A BEGINNER ANALYSES A STOCK

  Posted: December 14, 2009, 8:20 am by kenyantykoon

  The previous post was about the types of stock analysis and I briefly explained the difference between fundamental and technical stock analysis. Knowing this, let’s look at how to analyze a stock before buying it. The first thing that you have to consider is what type of analysis you will base your investments on; technical or [...]

• TIME TO RE CHECK YOUR STOCK PORTFOLIO??

  Posted: December 12, 2009, 10:50 am by kenyantykoon

  In the financial papers many a finance guru are advising people to move from bonds and into dividend paying income stock but the intelligent investor from the wall street journal has other thoughts. He says that income from bonds to stocks isn’t as interchangeable in  real life as it seems on paper because at a certain [...]

• TYPES OF STOCK ANALYSIS

  Posted: December 11, 2009, 9:00 am by kenyantykoon

  We all know that when we want to go buy anything, be it groceries, clothing, cars and so on, there are procedures that are always followed like looking for the best quality at the right price from certain producers or manufacturers etc. It is just basic logic that before buying stocks, a similar pre-buy procedure must [...]

• SELF HOSTED BLOGGING HERE I COME

  Posted: December 7, 2009, 3:40 pm by kenyantykoon

  This is the deal so far…. i have got a webhost that has all the necessities a self hosted wordpress blog needs and the prices are good but with the paperchase involved it will take sometime before the domain is registered and made active. Also i have been trying without success to redirect my incoming links [...]

• SORRY FOR NOT POSTING CONSISTENTLY

  Posted: December 1, 2009, 8:32 am by kenyantykoon

  This post is to apologize for my inconsistent posting in the past week. This is because i am overhauling the blog like looking for a domain host and better templates which will suite the financial talk better. This is proving to be more hectic than i thought seeing that i am in a strange country. Regular posting [...]

• SROCK OPTIONS; USES AND MISUSES

  Posted: November 24, 2009, 12:22 pm by kenyantykoon

  Yesterday, I did a post on stock options where I briefly explained what they are and how they are used. I also wanted to include their uses and misuses but I decided not to because it was getting too long (I don’t like monstrosities of posts). So in this post, I do just that. An advantage [...]

• UNDERSTANDING THE STOCK OPTION

  Posted: November 23, 2009, 9:58 am by kenyantykoon

  Most of us have heard of this provision but how many know what it really is? If you don’t know, this post may enlighten you. This is a provision that gives the holder/buyer of the stock option the right to buy or sell the stock of a company he works in at a specified price or [...]

• WHAT IS TAX CREDIT??

  Posted: November 23, 2009, 9:39 am by kenyantykoon

  Some time back i did a post on preferred stock and why i thought  that they were not that good particularly for individual investors. According to financial samurai and tax guru, the tax angle was interesting and so i decided to do another tax post. This will be a little about tax credit. This is a good [...]

• A DEEPER UNDERSTANDING OF BOND INVESTING

  Posted: November 21, 2009, 9:38 am by kenyantykoon

  For the past week or so, i have been concentrating mainly on bond and bond fund investing. While i have only skimmed the surface of this somewhat complicated bond market, it is better that you know some of these things because that is how education stars; first the introduction of concepts that are expounded later [...]

• ADVANTAGES OF CONVERTIBLE BONDS TO AN INVESTOR

  Posted: November 19, 2009, 9:10 am by kenyantykoon

  In a post that I did recently about convertible bonds (convertible bonds as the best of both worlds) a reader called Christian Pinnell Commented that I hadn’t really brought out the second part of the heading i.e. how they are the best of both worlds. So today’s post is dedicated to this. To sufficiently cover this [...]

• DUAL PURPOSE FUNDS FOR THE OPTION SEEKING INVESTOR

  Posted: November 17, 2009, 9:09 am by kenyantykoon

  I recently stumbled across this type of mutual funds as I was doing a little independent study and I thought of making a little post on this after a little research. This is what I found out about them. These are in the closed end mutual fund category broadly meaning that they have a fixed number [...]

• THE TRUST FUND EXPLAINED

  Posted: November 16, 2009, 2:21 pm by kenyantykoon

  We have all heard of this much media hyped financial arrangement and we have all wished at a certain point in time to be one of those enviable trust fund babies. But what are these trust funds and who exactly do they work? In this post, I will try to explain this in as few [...]

• CONVERTIBLE BONDS- THE BEST OF BOTH WORLDS??

  Posted: November 16, 2009, 2:05 pm by kenyantykoon

  As the name suggests, this is a corporate issued bond that can be converted into some other investment vehicle in this case, it can be converted into common stocks . This is done at only certain times and at a fixed conversion ratio. But the conversion is not as straightforward as it may seem. Let me [...]

• WHAT IS (OR WERE) BEARER BONDS??

  Posted: November 12, 2009, 10:13 am by kenyantykoon

  These are just like normal bonds (corporate or government-) but the major difference is that they are unregistered i.e. when you invest in any other type of bonds, you go into the records as a registered owner and the paper you hold has proof of your ownership of the said bonds but with the bearer [...]

• PREFERRED STOCKS MAY NOT BE BETTER AFTER ALL

  Posted: November 10, 2009, 11:34 am by kenyantykoon

  Some time back I did a post about preferred stocks where I concentrated on the advantages that they had for conservative investors. A small  run-through is that; 1- In the unfortunate event of liquidation or in profit sharing preferred stock holders are paid before common stock holders. 2- The cumulative nature that preferred stock dividends have in that [...]

• THE GENIUS OF THE ORACLE OF OMAHA

  Posted: November 9, 2009, 12:20 pm by kenyantykoon

  I am a personal finance blogger and there is no secret that i love Warren Buffett. I have linked to most articles that i have ever read of him, the most recent being “invest like the richest” I like the investing style that he crusades that is so different that what i hear from most financial [...]

• WHY THEY CALL THEM JUNK BONDS

  Posted: November 9, 2009, 9:44 am by kenyantykoon

  This is a type of corporate bond that is has a high risk of default and thus offers high yields. A salient feature of bonds is that their risk of default depends on among other things, the credit worthiness of the issuing company. If the company has low credit worthiness, there is a higher risk that [...]

• INVEST LIKE THE RICHEST

  Posted: November 7, 2009, 10:49 am by kenyantykoon

  We all know who Warren Buffett is-also called the Oracle of Omaha. In the financial world he is looked up to and emulated by all the investors who want large numbers of Zeros in their bank accounts. Anyways, a few days ago, i was reading through yahoo and i found an article that was reviewing a [...]

• THE CONSPIRACY OF THE RICH; A BLOGGER’S PERSONAL REVIEW

  Posted: November 6, 2009, 2:23 pm by kenyantykoon

  For those who don’t know, Robert Kiyosaki (of Rich Dad Poor Dad) has written and published another book that is called the conspiracy of the rich. It is available for sale at amazon.com and it is on the New York Times best seller list. Before it was published, I had the chance to read it [...]

• WHAT YOU NEED TO KNOW ABOUT GOVERNMENT BONDS

  Posted: November 5, 2009, 12:29 pm by kenyantykoon

  Just like corporate bonds are IOUs by the companies issuing the bonds, government bonds are IOUs to the general public to borrow money that will be returned at a predetermined time at face value with interest payment periodically up to maturity. Governments issue these bonds when they have more money needs than can be satisfied by [...]

• SENIOR & SUBORDINATED CORPORATE DEBT EXPLAINED

  Posted: November 3, 2009, 12:21 pm by kenyantykoon

  Yesterday’s post was about corporate debt of which there are two types secured & unsecured debt and senior & subordinated debt. We will look at the latter in this post Senior debt is a secured debt in that it is the primary debt that is paid off in the unfortunate event of an issuer’s bankruptcy. Most [...]

• AN OVERVIEW OF SECURED & UNSECURED CORPORATE BONDS

  Posted: November 3, 2009, 12:04 pm by kenyantykoon

  Yesterday, I did a post on corporate bonds and Wikipedia stated that there were two types of these bonds; -secured and unsecured bonds -senior and subordinated bonds I will run through secured and unsecured bonds and the next post will deal with senior and subordinated bonds Secured corporate debts are bonds that are backed up by the issuer’s (company [...]

• CORPORATE BONDS & CORPORATE BOND FUNDS EXPLAINED

  Posted: November 2, 2009, 9:13 am by kenyantykoon

  First we will look at corporate bonds and then their corresponding mutual funds. I recently covered the bond funds and mentioned the types of bonds. Basically corporate bonds are debt instruments by which both private and public corporations (referred to as the issuer) use to raise money to expand their businesses by borrowing money from the general [...]

• WHAT REALLY CAUSED THIS RECESSION??

  Posted: November 1, 2009, 12:18 pm by kenyantykoon

  To the above question, i have just an inkling but there is an author/writer that has a more detailed and credible argument on this economic catastrophe. A while back, i did a post on type of economic depressions and for some strange reason the post still gets a lot of traffic. Anyways, i was reading through [...]

• THE FUND OF FUNDS- THEIR GOOD AND BAD SIDES

  Posted: October 30, 2009, 9:04 am by kenyantykoon

  These are investment funds that invest in other investment funds e.g. a newer investment fund with a somewhat inexperienced fund manager can invest in very profitable investment funds that have been around a long time and well known by the masses. They are also referred to as multi manager or multi management funds.   According to iloveindia.com, the [...]

• BEFORE YOU INVEST IN BOND MUTUAL FUNDS…

  Posted: October 29, 2009, 10:19 am by kenyantykoon

  The previous post was about municipal bond mutual funds, a member of the larger bond mutual funds and so it is just logical that we tackle the bond mutual funds today. Quite a while back, I did a post on fixed income mutual funds and I said that bond mutual funds are a member of these [...]

• AN OVERVIEW OF THE MUNICIPAL BOND FUND

  Posted: October 27, 2009, 9:18 am by kenyantykoon

  Like all the mutual funds we have covered, the logistics of the funds are in some way explained in the name of the mutual fund and this fund is no different. Basically this mutual fund invests in municipal bonds. A municipal bond is a fixed interest debt security used by a country’s government or local governments [...]

• LIFE CYCLE FUNDS THAT SIMPLIFY RETIREMENT

  Posted: October 22, 2009, 10:04 am by kenyantykoon

  Yesterday, I did a post on asset allocation funds. In the post I gave two examples of these types of fund; the balanced mutual fund which I linked to and the life cycle fund which I didn’t link to. So I decided to make a post on this fund today. The life cycle fund is a [...]

• THE ASSET ALLOCATION FUND FOR AN INDIVUDUAL INVESTOR

  Posted: October 21, 2009, 12:01 pm by kenyantykoon

  To get a feel around this fund, we first have to understand what asset allocation is. Asset allocation is simply the distribution of money available for investment over the chosen investment classes in a way that will reduce the risk involved and maximize returns and focusing on vehicles that are expected to perform the best over [...]

• THE CAPITAL APPRECIATION MUTUAL FUND; A RISKY VEHICLE

  Posted: October 20, 2009, 8:51 am by kenyantykoon

  By definition capital appreciation is the increase in value of the initial/principle investment or the price of a single unit of stock over a given period and this is what this fund seeks; capital appreciation in as little time as possible over a given period These mutual fund invests primarily in growth stocks and while they [...]

• THE SPECIALTY MUTUAL FUND UNPLUGGED!!

  Posted: October 19, 2009, 6:00 pm by kenyantykoon

  Truth be told, I just stumbled on this type of fund very recently. As their name implies, these funds specialize in the shares of companies in a particular industry, sector or geographic region or a specific type of stocks e.g. some invest in IPOs, others in sectors that undergo cyclic patterns like agriculture, others in emerging [...]

• WHAT MAKES THE HEDGE FUND SO ATTRACTIVE??

  Posted: October 16, 2009, 8:09 pm by kenyantykoon

  I have heard of this fund and I have noticed that most of the forbes billionaires that made their fortunes in finance are hedge fund managers. So I did some digging and this is what I came up with. Just like the mutual fund, this hedge fund is an investment company that pools money from investors [...]

• INTERNATIONAL MUTUAL FUNDS; WORTHWHILE INVESTMENTS??

  Posted: October 15, 2009, 11:38 am by kenyantykoon

  These are mutual funds that invest in non- domestic securities around the globe i.e. if this fund is American, it can invest in stocks, bonds, real estate, precious metals etc of any other country apart from the US. These funds have grown in popularity in the recent times due to removal of trade barriers, expansion [...]

• STOCK MARKET INDICES; HOW THEY ARE CALCULATED

  Posted: October 13, 2009, 9:34 am by kenyantykoon

  I am currently reading the intelligent investor by Benjamin Graham and I can see why Warren Buffett says that it is one of the best books on investing ever written. I am not even half way through but I noticed that there is a lot of usage of the Dow Jones Industrial Average (DJIA), S&P500 and [...]

• CLOSED END MUTUAL FUNDS; HOW THEY TICK

  Posted: October 12, 2009, 5:10 pm by kenyantykoon

  The last fund post was about open ended mutual funds and this time we are going to touch briefly on the closed end mutual funds. These funds are created by financial institutions like banks, investment companies and the like for a particular investment objective that need a given amount on money. This money is raised in [...]

• DO BILLIONAIRES OWN YOU??

  Posted: October 11, 2009, 12:20 pm by kenyantykoon

  Being a Sunday, i thought i might link to something a little different in the line of finances I  have been reading a lot about these group of people as they fascinate me to no end. I mean lets be real here, which one of you wouldn’t want  so much money that you could run entire [...]

• THE OPEN-END MUTUAL FUND; THINGS EVEN I DIDN’T KNOW!!

  Posted: October 9, 2009, 11:38 am by kenyantykoon

  This is one of the broader categorizations of mutual funds and I think that I should have started with it and the closed end mutual fund before posting on the subcategories (like I have) The majority of mutual funds are open ended. Other open ended funds include hedge funds, exchange traded funds, unit trusts, SICAVs, OEICs [...]

• AN OVERVIEW OF THE INDEX FUND

  Posted: October 7, 2009, 3:07 pm by kenyantykoon

  Some time back, I got a comment asking if there was a difference between index funds and mutual funds and this post is to clear this issue of the index funds up. Basically an index funds is a type of mutual fund that follows a market index like the NSE 20 Share index, the S&P 500 [...]

• WHY I BLOG ABOUT INVESTMENTS

  Posted: October 6, 2009, 9:23 am by kenyantykoon

  There is a saying that ignorance is bliss. This is true but only for a while. It may be bliss not to know that a catastrophe is coming because one does not have to take precautionary measures and better still one does not have to lose precious sleep worrying about the consequences of the imminent [...]

• THE BALANCED MUTUAL FUND;DETAILS EXPLAINED

  Posted: October 5, 2009, 10:46 am by kenyantykoon

  A balanced mutual fund is one that is invested in a combination of different stocks and bonds also a money market investment so as to provide both capital gains and a steady income. By now i am assuming that you already know how mutual funds work. Like all other highly diversified investments, these balanced funds are [...]

• THE GILT FUND EXPLAINED

  Posted: October 2, 2009, 11:00 am by kenyantykoon

  These gilt funds are mutual funds of British origin but are also in India that invest in medium and long term high quality low risk investments like government securities and some forms of corporate debt. A gilt fund investor wants security for invested money and that is why this funds are invested in high security [...]

• FIXED INCOME MUTUAL FUNDS; THE GOOD, BAD AND UGLY!!

  Posted: September 28, 2009, 9:13 am by kenyantykoon

  As the name suggests, these funds are sunk into investments that offer fixed income like certificate of deposits, bonds, preferred shares, mortgages, debentures etc (either one or some) Just like money market funds, these offer a certain level of security at the expense of greater returns. They still offer a certain level of returns and preservation [...]

• MONEY MARKET MUTUAL FUNDS- AN ALTERNATIVE TO SAVINGS??

  Posted: September 24, 2009, 8:53 am by kenyantykoon

  First of all we have to define the money markets so that this type of fund is easily understood. A money market is a “market” for short term financial instruments like treasury bills, certificates of deposit, bankers acceptances, commercial paper , federal funds, municipal notes etc. These money market instruments are explained by eagletraders.com and so  [...]

• EQUITY/STOCK MUTUAL FUNDS; TYPES AND DETAILS

  Posted: September 22, 2009, 1:48 pm by kenyantykoon

  As the name suggests, these mutual funds invests strictly in stocks(equities) and so in a sense fluctuate just like the stock they are invested in These are further divided into growth funds and aggressive growth funds, balanced funds ect. Growth funds These have a medium to long term investment period in large well established companies with a [...]

• LIST OF MUTUAL FUNDS THAT YOU SHOULD KNOW ABOUT

  Posted: September 22, 2009, 11:43 am by kenyantykoon

  THE MAJOR TYPES OF MUTUAL FUNDS AVAILABLE In the post before the last one, I started out with mutual funds and in the post I defined them and very briefly described how they work. In this post and the next we look at the various types of mutual funds. Mutual funds are categorized according to their investment objectives [...]

• THE ALPHA-WOMAN: MYTH OR FACT??

  Posted: September 20, 2009, 12:41 pm by kenyantykoon

  On weekends, i prefer posting something along a little different(and very short) from the serious stuff i write about and today’s post is on the alpha woman These breed of women even though very rare are growing in number. Not long ago it was unheard of for a woman to hold high office, attain high levels [...]

• I BET YOU DON’T KNOW HOW MUTUAL FUNDS WORK

  Posted: September 18, 2009, 1:21 pm by kenyantykoon

  From this post onwards, i will be concentrating mainly on mutual funds. This is because in the paper investments you should look into there were stocks bonds mutual funds etc. i have since covered mutual funds in detail and made a page for them called stocks. This is by no means exhaustive and i will [...]

• THE SELF MADE MILLIONAIRE; ‘SECRETS’ I HAVE LEARNT

  Posted: September 16, 2009, 9:06 am by kenyantykoon

  This group of people has always been the object of interest for most if not all of the rest of the people who do not have this very envied title around their neck. I mean wouldn’t anybody want to have no money problems and to have the ability to buy whatever they wanted and go [...]

• WHY THE BANKING INDUSTRY SHOULD BE ABOLISHED

  Posted: September 14, 2009, 9:44 am by kenyantykoon

  I think that the banking industry should be totally wiped off the face of the earth, its existence totally annihilated never to be spoken of again by the lips of a clean soul. You want to know why? There are a multitude of reasons but the one that rises to the top is a concept called [...]

• HOW TO KEEP COMPUTER HACKERS AT BAY

  Posted: September 12, 2009, 12:45 pm by kenyantykoon

  It has been quite a while ever since i linked to another person’s blog post but it was for a number of reasons. When this blog was much younger i did an post on hacking stories and how to protect yourself and i got a lot of feedback that it really helped(still gets traffic). So in the [...]

• GROWTH STOCK DEMYSTIFIED

  Posted: September 10, 2009, 12:21 pm by kenyantykoon

  What is growth stock?? Basically this is a company’s stock that is expected to grow at an above average rate than other stock in the markets. Investopedia also calls these types of stock glamor stock So in a sense, they are all the other types of stock that we have been discussing in the past weeks, but the [...]

• HAVE YOU EVER HEARD OF LOAN STOCK??

  Posted: September 7, 2009, 10:55 am by kenyantykoon

  To be brutally honest, this is a type of stock that i learnt of fairly recently. Some of this stocks seem to be related because loan stock  are common stock and/or preferred stocks that are used as collateral to get a loan from a financial institution, individual business or any other third party. Just like with most [...]

• PENNY STOCKS FOR THE SPECULATIVE INVESTOR

  Posted: September 4, 2009, 1:54 pm by kenyantykoon

  The previous post was about some of the dynamics of speculative stock and i mentioned that penny stocks were an example of speculative stocks [By the way, i know i said that i would handle penny stocks yesterday but i got caught up couldnt find time to post] Basically a penny stock is a share that trades [...]

• A LITTLE ABOUT SPECULATIVE STOCK

  Posted: September 2, 2009, 10:32 am by kenyantykoon

  Speculative stock is basically a stock that an investor, banking on gut feeling, invests in with the hope that the stock value will appreciate. This conclusion is normally not backed by detailed analysis. The end result is that these types of stocks have a very high risk compared to any profit that they MIGHT generate in [...]

• SMALL COMPARISON BETWEEN THE NSE AND WALL STREET

  Posted: August 31, 2009, 11:32 am by kenyantykoon

  In  the previous post, a list of the most successful east african public companies, i briefly delved into the fact that the Nairobi Stock Exchange is the most developed in East Africa and is a major contender in the African Stock Markets. I have been reading a little about Wall Street and i found the most [...]

• MOST SUCCESSFUL EAST-AFRICAN PUBLIC COMPANIES

  Posted: August 28, 2009, 1:32 pm by kenyantykoon

  In the last post that i wrote,(income stock explained), the issue of east african companies came up in the comments box and i thought that instead of emailing that reader, i should make a post on them. So the following is a brief history of the nairobi stock exchange(NSE) and the most well known companies that [...]

• INCOME STOCK EXPLAINED

  Posted: August 26, 2009, 12:11 pm by kenyantykoon

  What are income stock you may ask? To be obscenely honest, i only got to know about them fairly recently. So this is a post on what i discovered about them. If a stock has returns higher than the market average then it can be referred to as an income stock Basically income stock are stocks a [...]

• PLEASE DO NOT INVEST IN MUTUAL FUNDS!!

  Posted: August 24, 2009, 2:10 pm by kenyantykoon

  Yes, against my better judgment, I am telling you what not to do with your money. Read on and see why I am saying this. If you own a mutual fund, you will most likely retire with less cash than if you had put your initial investment in a boring investment like an index fund There is [...]

• MERGERS AND ACQUISITIONS EXPLAINED

  Posted: August 21, 2009, 4:10 pm by kenyantykoon

  As is the fashion in this blog, i will break down the mergers and acquisition in to its constitiuent words and then explain them from there A merger- more precisely referred  to as a merger of equals, as the word implies is the coming together of two companies in to one larger one there are many types of mergers like;                  -market extention mergers                              -horizontal [...]

• WILL GETTING RICHER MAKE YOU HAPPIER?? PROBABLY NOT.

  Posted: August 19, 2009, 6:37 pm by kenyantykoon

  Its been a long time ever since i posted something out of the norm and here it is….. I have always thought that making more money would make me happier but of late i have realised that nothing could be further from the truth. Sure, more money will buy you toys that will make you the envy [...]

• ARE SAVERS LOSERS??

  Posted: August 17, 2009, 1:41 pm by kenyantykoon

  Recently, i visited robert kiyosaki’s site  and i watched a video on savers being losers. According to him people, who work hard at a job and then open a bank account and save the money they earn will in the end be the losers. [Robert Kiyosaki is the financial advosor that is the author of the best seller [...]

• WHAT EXACTLY ARE SMALL CAP STOCK??

  Posted: August 13, 2009, 3:17 pm by kenyantykoon

  Like all the stocks i have covered of late the definition and dynamics of the stock is in the name of the stock. Small cap stocks are no different. To understand what small cap stocks are first break it down  into small cap and stocks small cap, according to investopedia.com means a low market capitalization of between [...]

• TYPES OF ECONOMIC DEPRESSIONS

  Posted: August 10, 2009, 5:07 pm by kenyantykoon

  I once read that the difference between a recession and a depression is this; when your neighbor losses their job we are in a recession, when you loose your job we are in a depression. This obviously shows that a depression is a rock bottom case of a recession. Recently i wrote a post on unemployment in [...]

• YOU SHOULD INVEST IN VALUE STOCK!!

  Posted: August 7, 2009, 5:54 pm by kenyantykoon

  First we begin by introducing what value stock is. Basically a value stock is a stock that is considered good value for money. ‘Therefore this value stock can be any other of the company’s stocks This brings the question on how to value the stock of a company. This is where financial literacy comes in like being [...]

• CONVERTIBLE STOCK UNPUGGED!!

  Posted: August 5, 2009, 1:51 pm by kenyantykoon

  What are convertible stocks? First, convertible stocks are also referred to as convertible preferred stocks. As the name implies it is in essence a preferred stock that can be exchanged (converted) into another of the company’s securities usually a common stock anytime the stock holder feels like ie his option according to dictionary.bnet.com these these type of investments [...]

• THE HISTORY OF THE STOCK MARKET

  Posted: August 3, 2009, 1:43 pm by kenyantykoon

  Have you ever wondered how the stock market came to be? Personally, i have and luckily i found someone else how had and written a comprehensive post on the history of the stock market (here is the article) Apparently it did not begin as the super complex investment destination that very few people totally comprehend but [...]

• PREFERRED STOCKS BETTER THAN COMMON STOCKS??

  Posted: July 30, 2009, 5:20 pm by kenyantykoon

  Preferred stock is in many ways like common stock but it differs from common stock in that the preferred stock holders are paid before common stock holders in profit sharing and liquidation. Another cool aspect of preferred stock that common stock doesn’t have is the cumulative nature i.e. if dividends are not paid to a preferred [...]

• ARE COMMON STOCKS YOUR CHOICE INVESTMENT VEHICLE?

  Posted: July 28, 2009, 2:47 pm by kenyantykoon

  What is common stock? First of all a stock is a part of a company. Basically when a company goes public through an IPO they are basically selling part of the company to the interested prospectivee shareholders. Once you buy common stock like in a company like facebook then you are entitled to a share of the [...]

• BLUE CHIP STOCK EXPLAINED

  Posted: July 24, 2009, 6:43 pm by kenyantykoon

  what is blue chip stock? To understand this, you have to know what blue chip companies are. These are very stable and well managed companies that have weathered many financial upheavals. It goes without saying that these companies are very old and have excellent track records in provision of quality products and efficiency. This causes their stock to [...]

• PAPER INVESTMENTS TO LOOK INTO

  Posted: July 23, 2009, 5:51 pm by kenyantykoon

  paper investments are those that are- shall we say intangible and the only proof of their existence is in documentation T hey include stocks, bonds, mutual funds, hedge funds etc What this post and subsequent others will be dealing with is  that it will break up the different paper assets into its subcategories and discuss how investors [...]

• TYPES OF LOSSES

  Posted: July 22, 2009, 3:40 pm by kenyantykoon

  I have been debating with myself whether there are good losses and bad losses because according to me a loss is where you loose something – money or whatnot. So in the end you end up at a worse off state than before the loss. In his book Rich Dad’s Guide To Investing Robert Kiyosaki says [...]

• WHY I LOVE EXPENSES

  Posted: July 18, 2009, 2:21 pm by kenyantykoon

  Last time I was telling you a little about good debt and how to use it to make money. I wanted to post the other part yesterday but I couldn’t. But not to worry, seeing that today is a brand new day with brand new opportunities I will expound a little on what I mean on [...]

• ADVANTAGES OF DEBT, EXPENSES AND LOSSES

  Posted: July 16, 2009, 5:03 pm by kenyantykoon

  I know the heading looks sensationalist but read on to see what I mean exactly. In my journey towards financial independence I have read books and am on my to find entrepreneurial spirit. In some of these books this has been covered. There are both sides of even the bad aspects mentioned above. Everyone tries to steer [...]

• TYPES OF INVESTORS {PART II}

  Posted: July 14, 2009, 4:24 pm by kenyantykoon

  This is a continuation of yesterday’s post about types of investors.(read them first. It won’t take long) This post dwells on the remaining types ie: -the sophisticated investor -the inside investor -the ultimate investor THE SOPHISTICATED INVESTOR This is a very specialized type of investor. He has a deep financial education, a lot of experience(read a lot of [...]

• TYPES OF INVESTORS

  Posted: July 13, 2009, 10:39 am by kenyantykoon

  As I said in earlier post investing is a plan or a profession and like any profession there are classes or levels. For example, in the computing world there are computer technicians consultants, hackers, teachers and lecturers. There are also so many fields like internet security, website building and maintenance, graphic design etc. The world [...]

• GREAT CORPORATE RIVALRIES IN 2009

  Posted: July 10, 2009, 3:30 pm by kenyantykoon

  There are a few things that i like more than corporate battles. In 2009 there are a few corporate streetfights that i have been keenly following. Here they are: GOOGLE vs FACEBOOK vs MICROSOFT vs APPLE Microsoft and Apple started this battle back in the 1970s. Bill Gates (19yrs at the time) and Paul Allen (22) [...]

• INVESTING REAL ESTATE

  Posted: July 8, 2009, 1:34 pm by kenyantykoon

  I have been observing people and it seems that ones anyone with an investor mind gets any money the most common investment they go for is real estate. This is because its seems easy to get into than the stock market. i mean what is so hard in buying apartment buildings and renting them out? But there [...]

• RICH INVESTOR MENTALITIES

  Posted: July 7, 2009, 3:03 pm by kenyantykoon

  In investing there are so many schools of thought and am sure that you have heard some of them. The most common are - Do not put all your eggs in one basket but diversify (your investments) This really popular phrase makes people invest in so many financial products all in the name of diversifying like stocks, [...]

• TO INVEST OR NOT TO INVEST

  Posted: July 3, 2009, 3:51 pm by kenyantykoon

  Someone once said ignorance is bliss. This is true to some point. It may be bliss to not know that an earthquake is coming as we do not have to worry or take action. But while your head is in the sand, your bum is in the air and the earthquake is still coming. If [...]

• my new girlfriend

  Posted: July 2, 2009, 2:46 pm by kenyantykoon

  I havent been blogging for a week now and believe me it really hurts…particularly when  look at my blog stats. Its like i’ve just registered the blog!! or being hit by a brick! But not to worry, am back and am bad!!! The reason it that my prized acer laptop had been attacked by viruses. Most of  the [...]

• unemployment in the US

  Posted: June 27, 2009, 1:29 pm by kenyantykoon

  I was just passing through the Daily nation(kenya) and there is an article about foreigners in the US being sent packing. It made me remenber a piece i did about unemployment in theUS. Its basically the same thing but mine came first. Don’t say i didnt warn you……

• MICHAEL JACKSON IS DEAD

  Posted: June 26, 2009, 11:33 am by kenyantykoon

  Today, June 26 2009 will be remembered as ther day that the music fraternity lost one of their most famous singers, Michael Jackson. According to his brother Jermaine his death was caused by cardiac arrest. Paramedics rushed to his Los Angeles home after responding to a call but died shortly afterwards  in the UCLA Medical Center. He [...]

• DO NOT DESTROY YOUR MONETISED BLOG

  Posted: June 23, 2009, 4:32 pm by kenyantykoon

  Hi people? This is my second post today. the first was about Somalia trying to involve kenya into their political issues. I have been blogging for three weeks now and what was an aggravating activity is becoming quite fun. [Those hostel owners should switch on the WIFI again because I have to go to campus everyday to work on this [...]

• KENYA REJECTS SOMALIA’S PLEA FOR MILLITARY HELP

  Posted: June 23, 2009, 1:42 pm by kenyantykoon

  For the longest time now, Somalia has been having political unrest. So it should come as no surprise that militants are trying to overturn the current gvernment. To combat this threat to government the Somali parliament speaker Sheikh Adan Madowe  called on Djibouti, Ethiopia, Kenya and Yemen to send in their military forces to help [...]

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Fish cakes

Alas a fish cake.

Yet more fish cakes

Guess what ... yeah ... fish cakes.

The end of the fish cakes